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LifeInsuranceAdvisor.co

Tier 2 cluster

Estate & High-Net-Worth Planning

ILIT-owned policies, premium financing, and survivorship contracts bought under a different tax regime.

Written by: Advisor Name Pending

Next step

Request a trust-owned policy review

Reviewed by a licensed advisor in your state.

Continue

Trust-owned policy governance, Crummey administration, exemption-driven re-sizing, and premium finance exit analysis.

Decision pathway

  1. 01

    Review

    Pull an in-force illustration before anything else.

  2. 02

    Exchange

    Move basis to a better chassis under §1035.

  3. 03

    Sell

    Life settlement when market value beats surrender.

  4. 04

    Repurpose

    Redirect the asset to a new planning objective.

Tools for this decision

Existing Policy Review Checklist

Answer six questions about a policy you already own and get a prioritized review checklist.

Related entities

Sources

Citations are supplied per-entity by the content engine. This template renders statutory, regulatory, academic and carrier sources in a numbered, dated reference list.

Author

AN
Advisor Name Pending

Lead Advisor & Editorial Reviewer

CLU (pending verification)
ChFC (pending verification)
NPN:
PENDING_VERIFICATION
Licensed:
Non-producing editorial role
Verified:
2026-01-01 (2026-01-01T00:00:00Z)
Editorial policyLicensing & disclosures