Original resources
Tools & interactive resources
Built for deciding, not for quoting. Each tool states how it works, what it cannot tell you, who reviewed it and when — and hands off to a licensed advisor rather than a quote wall.
Existing policies
Term conversion
Term Conversion Deadline Lookup
Look up the recorded conversion provisions for a carrier, product series and issue year, with the official source and verification date behind each entry.
Open toolTerm Conversion Decision Tool
Work through the questions that determine whether converting, keeping or replacing term coverage deserves a closer look.
Open toolLife settlements
In development
These modules have reserved URLs and a defined place in the architecture. None of them computes anything until its methodology and underlying data are built and reviewed.
1035 Exchange Decision Tool
Structured questions for weighing an exchange against keeping the existing contract.
See what's plannedVGLI vs Private Coverage Comparison
A side-by-side comparison built on current VA rate publications and underwriting realities.
See what's plannedKey Person Coverage Calculator
Frameworks used to size key person coverage for a business.
See what's plannedBuy-Sell Funding Calculator
Funding requirements implied by a buy-sell agreement's valuation method.
See what's plannedEstate Liquidity Calculator
Liquidity needed at death against liquid assets available to meet it.
See what's planned412(e)(3) Suitability Screener
Screening questions for whether a fully insured defined benefit plan warrants a design study.
See what's plannedAnnuity Income Estimator
Income ranges implied by dated, carrier-sourced payout data. Nothing is estimated without it.
See what's plannedAnnuity Rate Comparison
Declared fixed and MYGA rates compared from verified records, each carrying its source and verification date.
See what's plannedAnnuity Exchange (1035) Screener
Structured questions for weighing a 1035 exchange against keeping the existing annuity contract.
See what's plannedTools organise the questions. A licensed advisor reads your actual contract.
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