Trust center
Editorial standards
The rules the content engine and its human reviewers publish under. These constraints are enforced by the data model, not by good intentions.
- Independent — not owned by a carrier
- Every page reviewed by a licensed advisor
- Sources cited and date-verified
- No quote-wall, no lead resale
- 01
Licensed review on every page
No page publishes without review by a licensed advisor competent in that subject. The reviewer's name, role, NPN and review date appear on the page itself, not in a generic footer.
- 02
Primary sources only
Statutes, regulator bulletins, NAIC model acts, carrier contract language, and peer-reviewed research. Secondary commentary is never the basis for a factual claim.
- 03
Dated verification
Every entity — article, carrier record, tool, jurisdiction — carries a lastVerified date. Records are re-verified on a scheduled cycle and the date is surfaced to readers.
- 04
Structural disclosure
Regulatory, compensation, suitability and tax disclosures are typed fields in the data model, rendered in a fixed position rather than written ad hoc.
- 05
Independence
We are not owned by a carrier and we do not resell contact details. Any compensation arrangement affecting a recommendation is disclosed on the page where the recommendation appears.
- 06
Corrections
Material corrections update the article's updatedDate and are noted in the revision record. Silent edits to substantive claims are not permitted.
Review workflow
- 1.Engine drafts an entity against the published schema contract.
- 2.Managing editor checks structure, sourcing density and disclosure completeness.
- 3.Licensed advisor reviews technical accuracy and records scope, date and timestamp.
- 4.Entity publishes with reviewer attribution and citation list attached.
- 5.Scheduled re-verification refreshes dates or returns the entity to review.
See also: licensing & disclosures and the engine integration guide.