Terms of use

Acceptance

Using this site means accepting these terms as published at the time of your visit.

Permitted use

• Personal, non-commercial reference use
• Quoting short excerpts with attribution and a link
• No scraping, bulk extraction or republication of the content corpus or carrier data

No advisory relationship

Reading this site, submitting a form or receiving an initial response does not by itself create an advisory, agency or fiduciary relationship. Any engagement is established separately and in writing.

Content and ownership

Original content, tools, data structures and design are owned by the site operator. Third-party marks and carrier names are the property of their owners and are used for identification only.

Limitations of liability

Content is provided as-is for educational purposes. Limitation and indemnity language is set by counsel before publication.

Governing law

The governing state and venue are confirmed by the business and counsel.