Proprietary database
Term Conversion Carrier Database
A structured record of term conversion provisions by carrier, product and policy series, each entry tied to a named official source and a verification date.
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Your contract controls
Your policy contract controls. Conversion rights, deadlines, available products and underwriting requirements vary by policy series, issue date, state and contract language, and carriers change them over time. Entries here record what a named official source said on the date shown and are not a substitute for reading your own contract or confirming terms in writing with the carrier. LifeInsuranceAdvisor.co is not affiliated with, endorsed by, or acting on behalf of any insurance carrier; carrier names are used for identification only.