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Existing Annuity Review Before an Exchange

A 1035 exchange replaces a contract you already own. The existing guarantees, riders and surrender schedule are read first.

01 The existing contract
02 Why an exchange is being considered
03 How to reach you

The existing contract

Current carrier

Annuity type *

Approximate issue year

Approximate contract value (USD)

Is the contract still in its surrender period? *

Riders attached to the contract

A 1035 exchange can restart a surrender schedule and can forfeit benefits attached to the existing contract. Tax treatment depends on the contracts involved and your own tax advisor.

Independent — not owned by a carrier
Every page reviewed by a licensed advisor
Sources cited and date-verified
No quote-wall, no lead resale