SGLI Conversion
Lock in coverage before you leave the service
Separation from the military comes with a long checklist, and your life insurance is easy to overlook. But SGLI ends when your service does — and the window to convert it into coverage you keep is limited.
Acting before you separate lets you carry protection into civilian life, often before any change in health or occupation can affect your options.
The window closes fast
This is one deadline you don't want to miss. SGLI coverage ends not long after you separate, and the opportunity to convert comes with a strict, limited window. Once it passes, the option is gone — and you're left to seek new coverage from scratch, at civilian rates, with no guarantee of the same terms. For something as important as protecting your family, that's a risk worth avoiding entirely.
Transitioning out is also exactly when life is most in flux — new job, new location, new routines. A gap in coverage during that stretch is the worst possible time to be unprotected. Handling your conversion before you separate takes the deadline pressure off and makes sure you never go a single day without protection.
Make the transition simple
We'll walk you through converting your SGLI into civilian coverage and compare it against other private options so you can choose the strongest fit. We understand how military benefits translate to the civilian market, and we'll make the handoff smooth.
Don't leave a gap
A lapse in coverage during a major life transition is exactly the wrong time to be unprotected. Let's make sure you and your family stay covered.
Estimate the cost to replace coverage after you separate.
Separating soon? Let's secure your coverage before the conversion window closes.