— Planning Resource Center —
A Private Library of Planning Tools
Proprietary calculators developed for the same conversations we have with high net worth clients — coverage modeling, retirement income strategy, estate liquidity, and business succession planning.
PLANNING Tool
Life Insurance Needs
How much coverage your family would actually need.
POLICY Tool
Whole Life vs Term
Compare the cost of permanent vs temporary coverage.
PLANNING Tool
Infinite Banking
Project the accessible cash value you could build.
RETIREMENT Tool
Tax-Free Retirement Income
Estimate the retirement income a policy could generate.
RETIREMENT Tool
Retirement Income Gap
See the shortfall between the income you want and have.
POLICY Tool
1035 Exchange
Estimate the tax-free value you could move to a better policy.
POLICY Tool
Life Settlement Value
A rough idea of what an unwanted policy might be worth.
PLANNING Tool
Divorce Decree Coverage
Size the policy your settlement or decree requires.
ESTATE Tool
ILIT Estate Tax
Estimate federal estate-tax exposure and needed liquidity.
RETIREMENT Tool
412(e)(3) Max Contribution
Ballpark the deductible contribution you could fund.
MILITARY Tool
VGLI vs Private Insurance
Compare your VGLI cost to a private policy.
MILITARY Tool
SGLI Conversion
Estimate the cost to replace coverage after you separate.
BUSINESS Tool
Buy-Sell Funding
Size the coverage to fund an ownership buyout.
BUSINESS Tool
Key Person Insurance
Estimate coverage to protect against a key loss.
BUSINESS Tool
Premium Finance
Estimate the borrowing cost of financing premiums.
These calculators provide rough, educational estimates only — they are not quotes, offers, guarantees of value or performance, or tax or legal advice. Your actual numbers depend on underwriting, policy design, current tax law, and other factors unique to you. For figures specific to your situation, talk with a licensed advisor and your tax or legal professional.
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